Connexions Resource Centre
80 Daniel-Johnson St, Gatineau, QC
819-777-3206 • info@centreconnexions.org

Financial Supports for Children with Special Needs

There are various funding options available from different levels of government and non-profit organizations. They are available to families with children and youth with special needs ranging from developmental support needs to physical and mobility needs. These financial supports provide funding to compensate or financially assist families for expenses, services, or devices related to their child’s disability, to give families specific income tax credits, and to help youth and young adults purchase technology tools and materials to pursue their studies in secondary-level adult education or university.

Régie de l’assurance maladie du Québec (Provincial Government)

The Régie de l’assurance maladie du Québec administers public health insurance plans and medication insurance plans, medical dental and optometric services, and even specific Aid Programs that cover a wide range services for special needs including Visual and Hearing Aids.

The Supplement for Handicapped Children (Provincial Government)

The Supplement for Handicapped Chidren provides financial assistance for parents whose children have an impairment or developmental disorder.  The Supplement for Handicapped Children Brochure details the eligibility criteria for the program and how to fill-out the Application for a Supplement for Handicapped Children Form.

Supplement for handicapped children with exceptional care needs

Children who are receiving the Supplement for Handicapped Children, and who have multiple serious handicaps or who require complex care at home, may also be eligible for additional assistance through the Supplement for Handicapped Children with Exceptional Care Needs, which details the eligibility criteria for the program and how to fill-out the Application for a Supplement for Handicapped Children with Exceptional Care Needs.

Allowance for Special Needs Program – Youth (Provincial Government)

Under the Allowance for Special Needs Program – Youth your child may be eligible to receive an allowance to cover the costs of the technical tools and material they require at home to compensate for their disability and pursue their studies in a private preschool, elementary school or secondary school not accredited for purposes of subsidies, located in Québec.

Allowance for Special Needs Program – Adults (Provincial Government)

Under the Allowance for Special Needs Program – Adults your child may be eligible to receive an allowance to cover the costs of the technical tools and material they require to allow them to pursue their secondary-level adult education and vocational training, college and university education.

The Disability Tax Credit (Federal Government)

The Disability Tax Credit (DTC) is a non-refundable tax credit that helps families with children with disabilities in order to help them reduce the amount of income tax they may have to pay.  The purpose of the DTC is to provide for greater tax equity by allowing some relief for disability costs, since these are unavoidable additional expenses that other taxpayers don’t have to face.

Child Disability Benefit (Federal Government)

The Child Disability Benefit (CDB) is a tax-free benefit for families who care for a child under age 18 who is eligible for the disability tax credit. Not all children with disabilities will qualify for this benefit. Only children with severe and prolonged disabilities according to the Income Tax Act are eligible.

Tax credits and deductions for persons with disabilities (Federal Government)

The Guide to Government of Canada Services for People with Disabilities and their Families gives a broad overview with more specific information detailed on Eligible medical expenses you can claim on your return and what Disability supports deductions are available for individuals who have an impairment in physical or mental functions and have paid for certain medical expenses.  The Government of Canada also offers the Children’s Fitness Tax Credit, which is a non-refundable tax credit on eligible amounts of up to $500 paid by parents to register a child in an eligible program of physical activity.

Registered disability savings plan (Federal Government)

A registered disability savings plan (RDSP) is a savings plan that is intended to help parents and others save for the long term financial security of a person who is eligible for the disability tax credit (DTC).  Contributions to an RDSP are not tax deductible and can be made until the end of the year in which the beneficiary turns 59.

Student Financial Assistance (Federal Government)

The Government of Canad’s Student Financial Assistance Webpage is packed with Information on student loans and grants, various tools and even scholarships, designed to help you save, plan and pay for post-secondary education, the Canada Student Grant for Students with Permanent Disabilities  and the Severe Permanent Disability Benefit are but two examples.

Filing Claims for Past Expenses (Federal Government)

You may be able to file claims for past expenses (filing for tax credits retroactively) if you are just learning about the tax credits mentioned above, and haven’t claimed them yet.  You can still claim these credits up to 10 years retroactively.  To re-file your income tax returns for previous years, visit the Canada Revenue Agency Website and download the T1 Adjustment Request Form.